Money saving tips

Saving money is a very important thing to make your life more organized and stable from all sides and situations. It is not important now what your financial situation is, but you need to learn how to save money and that everyone has the opportunity to change his financial situation for the better; Sometimes all you need is that first step in the right direction to change the situation in your favor; But most of the time, that first step is the hardest. Therefore, we have prepared a list of 30 ways to start saving money; Bearing in mind that each of these methods alone will not change the situation, but if you can apply more than one rule combined, over time you will be able to make a change.

Some of these rules may take you a few minutes to implement, but others may require continuous effort. However, these rules are very simple pimps that any individual can apply. It is clear that these tips may apply to one individual and not apply to the other; So go ahead and choose the rules that apply to you and apply them, and when you do that, you will find that you have been able to save money faster than you imagined.


Saving Money

1- Transfer your bank accounts to benefit from the interest change:

If you pay a monthly value to your current and savings bank accounts, you may benefit from searching for the latest available bank offers; You will find that some of the best banks not only offer additional advantages to their new customers, but some banks offer a great interest value for new customers; it is true that the interest value is no longer the same as it was before, but it is still worth looking for the best offers on it; You may be able to find some of the best offers on opening bank current and savings accounts on the Internet.

2- Turn off the TV .

One of the biggest steps to saving money is to reduce the time you watch TV; As there are many financial benefits for that, including: exposure to a lower percentage of ads that increase your desire to buy; It also helps reduce the electricity bill; And maybe reduce the bill for encrypted channels if you reduce the value of your subscription.

It will also give you more time to focus on other aspects of life such as finding extra work and so on.

3. Stop collecting and start selling .

There was a time when people believed that their collection of holdings would make them richer; Beanie hats and Longster baskets were just a passing fad; Now you can find these things on sale sites like Craigslist or in surgeon sales for less than their original price, leaving many people who have spent thousands of dollars on this investment What went wrong?

If you want to avoid this situation, stop collecting things of doubtful value and start selling them until you recover some of the money you spent on these collectibles and use that money in worthy financial projects.

4- Subscribe to every free rewards program for customers that you can find :

It does not matter where you live; You will find many retail stores that offer free rewards and gifts to customers who shop with them.

And in order to benefit the most from this experience, create an email on both Gmail and Yahoo dedicated to those correspondences and collect every coupon you can get, then search the email addresses that you have for more of them and collect them at the time when you are ready to shop.

It is possible to add to them through the use of credit cards to give additional points on purchases when shopping, which can be exchanged for money or the purchase of other products.

5- Make your own gifts instead of buying them in stores :

If you want to save money and at the same time be giving, making homemade gifts is the best way to achieve both goals.

As the preparation of different foods, candles, fresh bread or biscuits, as well as soap and other inexpensive and easy things that can be made at home.

And that these gifts will be special to the other person because they carry your personal touch, as there are some things that we cannot find in stores.

6. Master the 30-day rule :

Avoiding a sudden desire to buy is one of the most important rules that an individual must abide by to improve his financial situation; Waiting for 30 days to decide whether or not to make a purchase is an excellent way to master this rule.

Often after a month you will find that this urgent situation that you had to buy has disappeared; You will be saving yourself money by waiting; And if you are on the verge of buying anyway, the waiting period will give you a different perspective on whether the product is worth the value you will pay for it or not.

7- Make a list before you go shopping and stick to it :

One of the easiest ways to save money is to shop only if you have a list of what you want to buy; As shopping without a list, you will make impulsive and unplanned purchases and will cost you money.

Making a list before going to the grocery store has a special advantage, as it will not only help you buy the things you need, but will also help you avoid buying food and waste.

8- Host friends at home instead of going out .

Going out to eat or even for a walk has its way of destroying both your food budget and your entertainment budget in one step.

Therefore, it is always better to invite friends at home and think of ways to entertain at home. Instead of going outside, you may host friends for dinner or even watch a movie or sit and talk together, so you will save money and have a good time.

9. Re-repair the clothes instead of throwing them away .

Don’t throw away a shirt just because it has a missing button. Instead, sew another button in its place with a walking thread; And don’t throw pants just because there are pieces in them, but stick a badge in the place of the pieces and use those clothes while you do work around the house.

Most sewing work can be done by anyone with a little practice; Learning the basic principles of sewing is an excellent way to save money and extend the life of your garment.

10. Do not spend a lot of money to entertain your children .

Most children, especially young ones, can be entertained easily; Just buy them a finished roll of newspaper and let their imaginations run wild; Or play with football in the garden of the house, or plant a plant with them, or teach them how to ride bicycles without exercise wheels.

You have to remember that your children want your time and not your money. If you forget that, you will have money in your pocket and happiness in your heart.

11- Negotiate the value of your credit card with the credit company or transfer your balance :

If you pay a lot of interest on your credit card, it is important to know that you are in a position of strength during your dealings with the company, especially if you are committed to paying your monthly dues; Not only do you have the right to negotiate the amount of interest you pay on the credit card, but you also have the right to transfer your balance to a different company. In fact, this is your biggest bargaining chip; Start by making a call to the company through the number written behind the credit card and explain to them your demands. If you do not reach a solution that satisfies you, then you have the right to move to another company that can save you hundreds of dollars in the interest that you pay.

12. Clean your closet .

Check out your wardrobe and take out anything you don’t use anymore; But don’t get rid of it; Rather, use it to your advantage. It is possible to set up an exhibition to sell these clothes or display them on some sites such as eBay; Or you may donate them in order to receive a tax deduction; But remember to get a receipt for what you donated for your taxes; All these choices may turn your old things that you no longer need into money in your pocket.

 13- Buy electronic games that you can play again:

The way I buy electronic games has changed. After I bought your toys every week, I have now started buying games that I can play again and again over and over again.

I focused on being able to become a professional in every game that I had; Games like labyrinth games or those that contain many stages and missions increase the value of the pack you have; Once you have finished using the game, take it to the nearest store that sells electronic games and exchange it for another game.

14. Drink more water.

Not only does drinking water have many health benefits, but it is also beneficial from a physical point of view.

As drinking a large glass of water before each meal helps to fill your stomach and make you feel full, and as a result, you will eat less.

Not only will you save on food bills, but you will also feel better after drinking water.

Also, don’t forget that drinking water from refillable plastic bottles or even water from a restaurant will make you spend less money on drinks like juice, soda and tea.

And always remember that tap water is not only as clean as bottled water, but it is also free.

15. Avoid fast food .

Instead of eating fast food, prepare some easy and simple meals at home that you can take with you anywhere.

An hour spent preparing these meals at the end of each week will provide you with a large amount of dinner and quick snacks for the following week.

And if there are some times when you can’t avoid dinner outside the house, try to save as much as possible by using discount coupons and also credit cards that give you extra points when used in restaurants.

16. Stop Smoking

If you are a smoker, then you definitely know that this habit is not only costly, but it also threatens your life; If you want to add more years to your life as well as save huge sums, stop smoking.

To help stop smoking, you may try some anti-smoking products or switch to e-cigarettes to save some time until you quit; Which of the two methods you will choose will make you feel better for sure.

17- Prepare a four-quarter batch of the casorole :

We all know that casserole is a delicious and easy to prepare meal. So the next time you prepare a casorole, prepare four dishes at once; And put three dishes in the freezer (the freezer), so when you need a quick meal for the family, all you have to do is take out one of those dishes and heat it up to have a quick meal.

Also, preparing a quantity of these dishes at once may allow you to buy ingredients at a reduced price due to the fact that you buy a quantity of them, and therefore casserole dishes will prevent you from resorting to fast food when you feel hungry.

18- Turn off the lights:

Keeping the lights on in the house may not seem expensive at first, but over time it will cost a lot of money.

To save more, turn off all lights in the house whenever you leave the house or until you leave the room; Also, turn off the lights when natural sunlight is available, all of which will reduce your electricity bill.

Summary of the topic if you do not use the light close it.

19- Exchange of books, music and CDs on the Internet or through the library :

Where you can easily exchange books and CDs for the ones that are bored online. Just exchange your art collection with someone else using sites such as paper back swap, and even better if you live near a library that lends DVDs in addition to books; The more you can borrow and exchange with others, you will be able to save more money.

20. Get the most out of your sales pitch .

The sales yard is an excellent place to get special prices for some of the things you want to buy, such as home supplies, shoes, clothes, up to sports equipment; But you must be careful so that the low prices do not push you to buy things you do not need; Next time stick to the things on your shopping list.

21- Install fluorescent lights and LED lights :

The energy-saving lamps may be a little expensive at first; But it makes up for that with its long life, as well as saving electricity for ordinary lamps.

Determining which type you will buy may be a bit confusing, but in both cases, any type of them will be better than the lamps you currently have.

To clarify the difference further, you should know that fluorescent lamps use a quarter of the electricity used by ordinary lamps, and also last for a longer time than them, but they also have some disadvantages, as they need longer time to be able to, and they also contain some impurities.

I hope LED lights on the other hand, although they are expensive, they are easily considered the best choice for light bulbs; It lights up instantly, saves electricity, and lasts for decades.

And to know that you do not have to replace all the lamps in the house at once, but replace 4-5 lamps and may save you more than $ 45 annually.

22- Installing a thermostat :

Install a thermostat if you want to save electricity consumption while you are away from the house; Or even to regulate the temperature inside the house.

Just adjust the thermostat to heat the house or cool it down at specific times, so you will ensure that this energy is not wasted while you are at work or sleeping.

23- Buying good devices that will last for years :

It is fruitful to spend some time researching the features of the devices you want to buy before buying; Buying a reliable, electricity-saving washer and dryer these days will cost you a large amount; But if these devices will continue to provide electricity and continue to operate for 15 years instead of 5 years, then they will have saved money in the long run.

When you want to buy a device do your research; Starting with reading consumer reports and complaints, an hour spent on research may save you hundreds of dollars after that.

24- Clean the air purifier in your car :

A clean air purifier can save up to 70% of gasoline consumption, saving more than $100 per 10,000 miles.

  • Cleaning your car’s air purifier is an easy process that only needs a few minutes. You only need to follow the instructions in your car manual; And if the car air purifier cannot be repaired, just buy a new one and it will cost you only 10 dollars

25. Stop Using Credit Cards

If you are one of those who get into a lot of problems because of credit cards, then hide them in a safe place at home instead of keeping them in your wallet.

  • And if you must keep one for emergencies, do not take it with you at all times.
  • If you have always been tempted to use it, keeping it out of sight and mind may also help.

26. Plan your food according to the grocery store discounts .

Instead of atonement for what you will eat; Prepare food recipes according to the offered products at a discounted price in the grocery store; Follow this method for months and you will find that the cost paid in food has been much less than the first.

27- Compare prices and find discounted groceries:

Most of us are used to shopping in one grocery store and may not realize over time that we are not getting the best prices from that store.

  • Fortunately, there is an easier way to find the best prices in stores located in the area; Just prepare a list containing about 20 items that you usually buy and shop from several different stores and compare prices and in the end, you will see the store that has the lowest prices

28. Make Your Own If You Can

Before trying this principle myself, I thought that making bread at home would be a complicated and time consuming process; But after the experiment, I found that its preparation was easier than I expected and also cheaper, besides that it is considered more healthy and tastes better than the bread that we buy from stores; And we rarely buy bread from stores.

  • Therefore, knowing what you can do at home is not only an excellent way to save money, but also a way to learn new skills.

29- Avoid spending under stress:

It is easy for us to justify spending money as an attempt to remove the effects of a stressful day at work; Know that this is rarely a good idea.

  • Instead of buying things you don’t need until you feel better, look for other ways to help you de-stress.
  • Exercise and meditation, in addition to taking a nap, watching a movie, or reading a book will help reduce your stress; Know that spending money on buying things you don’t need will not reduce your stress in the long run.

30- Share your dreams and ambitions with your loved ones:

This may seem like a strange way to save money; But if you think about it, you will find that spending time with your loved ones and talking to them about your dreams and ambitions will provide you with an easier way to develop a plan to achieve those ambitions. The method will save money and find yourself closer to your dreams.

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